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Vital Life

Life insurance is not just about providing for family when you die.  Think about the following:

Personal Cover

Is your family dependent on your income? What happens if you lose your job, become disabled or critically ill?

We offer individual financial consulting and intermediary services to discuss aspects such as:

  • income protection,
  • critical illness cover,
  • temporary disability, and/or
  • permanent disability. 

Group Cover

What happens if you do die?

We provide accidental death cover, credit life cover and life cover.

We take care of family funeral plans, funeral arrangements and repatriation services.

Business Cover

Does your business have the regulatory required contingency plans in place?

We provide professional legal services and financial advice on:

  • Buy and sell agreements
  • Key man insurance
  • Professional indemnity cover

Are you a company that want to offer your employee group scheme benefits?

We also provide consulting on:

  • employee benefits and intermediary services,
  • group retirement funds,
  • group funeral assistance and benefit schemes,
  • group life cover, and
  • group risk cover such as disability and severe illness.

We have broker mandates with preferred providers such as Metropolitan, Momentum, Old Mutual, Sanlam, Discovery, Liberty, FMI, Capital Legacy and Altrisk.

Email us for more information

Funeral Cover

Vital Funeral Scheme

Vital’s Funeral Cover is not what you might come to expect.  We know that financial concerns are first and foremost on your mind when a loved one passes away, but from experience we also know that many other factors needs to be taken care of.

Our funeral cover automatically includes the following benefits:
  • Accidental Death Benefit
  • Trauma, Assault and HIV Protection Cover
  • Emergency medical services
  • Europ Assistance for the transportation of deceased’s body
  • Legal assistance
  • Family Assistance Benefit
  • Funeral assistance

Funeral cover for the individual:

  • Main Member with maximum entry age is 55
  • Life Partner
  • Children
  • Parents and Parents-in-Laws up to a maximum entry age of 85
  • Extended family to a maximum of 8 family members

Funeral cover for groups:

  • Main member
  • Member and Life Partner

Speak to your Vital Consult financial advisor today or contact us for a comprehensive quote.

Personalised funeral cover

We all want to show love and respect when a loved one passes away by being able to pay for a dignified funeral. This can be expensive. We may need to pay for the coffin, mortuary, funeral service, catering, travelling, flowers and tent hire. The Funeral Cover provides peace of mind for you and your family during the times of need by providing financial assistance to cover your funeral cost.

Factors that drive demand for and impact on funeral service provision

The following main factors drive demand for and impact on the provision of funeral services and its related financial services in South Africa:

  • The social and psychological presence of death
  • The value of a dignified funeral -particularly in the African communities
  • Difference in culture -for example, the funeral of a person from the Muslim faith will differ vastly from the funeral of an indigenous African
  • Funeral insurance is "bought and not sold"- the decision to buy a funeral product does not need persuasion • Multiple forms of funeral cover and providers per person- savings, policies, credit, etc.
  • Insensitivity to prices (especially in urban areas) • Differences between urban and rural users.

The Vital Funeral Desk will provide you with a solution to meet your needs.

Contact Us

021 000 1848

0866 752 482

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